Portal de Alhama de Murcia
www.portaldealhama.com
The Mayor of Alhama de Murcia, Alfonso Ceron Fernando Morales, this morning signed an agreement with the bank Sabadell, through its director of Zone of Lorca, Francisco de los Reyes-García, enabling the provision of preferential financing to entrepreneurs the municipality.
Under the heading of the agreement was also present the mayor of Training, Employment and Local Development, Sebastián Moreno.
This is the first municipality Guadalentin signing the document and one of the first in the region to do what, according Ceron Morales, "is a very important step because from now on, any entrepreneur who wants to start a business and will to have preferential loans. "
"The important thing is that they are beginning to give credit to entrepreneurs," she added.
Alhama City, through the Department of Education, Employment and Local Council and Local Economic and Employment Development, aims for promoting actions that generate employment and economic activity, based on the Local Employment Plan in which measures to achieve these purposes, including the signing of agreements to allow access to loans with favorable conditions for entrepreneurs and businessmen alhameños included.
Therefore, a proposal from the Department of Education, Employment and Local Development, the City Council has signed a collaboration agreement with Banco Sabadell in order to facilitate entrepreneurs accompanied by the city of Alhama de Murcia access to finance their projects and business activities in preferential conditions through its Banco Sabadell BStartup program.
The recipients, therefore, the entrepreneurs participating in the program, and it comes to financial products, those who, after being advised by the local development area of ​​Alhama language and a favorable report from the technical, Banco Sabadell come to hire some of the financial products referred to in the Convention.
These products are:
Home loan for entrepreneurs with funding of up to 100% of the project, a repayment period of up to 5 years with possibility of 1 year grace period, fixed rate of 5.75% plus 0.75% arrangement fee .
Account business expansion, which has a pack of products and services for companies with turnover of less than € 300,000 want to expand their activity
E-Comerce, consisting of counseling by a team of specialized professionals to Internet Sales
Subsidized lines that go to the market for this purpose (as ICO funds)
Export to grow, aimed at encouraging and facilitating the export activity
Domestic and international factoring, financing working capital through the sale of credits that a company has compared to its buyers
Credit studies, with which all or part of the studies for a maximum amount equal to the total cost thereof is funded, with the repayment period equal to twice the length of study at an interest rate of 6.5% with a fee of 0.5%
Source: Ayuntamiento de Alhama de Murcia
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